1. Agreement to Terms
These Terms and Conditions ("Terms") govern your use of the Finsight website at www.gofinsight.com and any financial advisory services provided by Finsight ("we," "us," or "our").
By accessing our website, booking a consultation, or engaging our services, you agree to be bound by these Terms. If you do not agree, please do not use our site or services.
2. Nature of Services
Important: Finsight provides financial modeling, analysis, and advisory services. We are not a registered investment advisor, broker-dealer, or licensed financial planner. Nothing we produce constitutes investment advice, legal advice, tax advice, or a guarantee of business outcomes.
Our services are educational and analytical in nature. All financial models, projections, and analyses are based on information you provide and reasonable assumptions — they represent our best professional judgment, not predictions of actual results.
You remain solely responsible for all business decisions made using or in reliance on our work product.
3. Engagement & Scope of Work
Each engagement is governed by a separate Scope of Work ("SOW") agreed upon in writing before work begins. The SOW defines:
- The specific deliverables to be produced
- The fixed fee or monthly retainer amount
- The estimated timeline for delivery
- Any specific assumptions, limitations, or exclusions
No work begins until both parties have agreed to the SOW in writing. Verbal commitments are not binding.
4. Fees & Payment
Fees are as specified in the applicable SOW. For fixed-fee engagements, a deposit of 50% is due before work begins, with the remainder due upon delivery of final deliverables. For monthly retainers, fees are due at the start of each billing period.
All fees are quoted and payable in US Dollars (USD). Invoices not paid within 14 days of the due date may result in suspension of services.
Fees are non-refundable once work has commenced, except as explicitly stated in the applicable SOW or required by applicable law.
5. Client Responsibilities
You agree to provide accurate, complete, and timely information necessary for us to perform our services. You understand that the quality and reliability of our work product depends on the quality of the information you provide.
Finsight is not liable for any errors, inaccuracies, or omissions in our work product that result from inaccurate, incomplete, or untimely information provided by you.
6. Intellectual Property
Upon receipt of full payment for an engagement, you receive a non-exclusive license to use the work product delivered for your internal business purposes. This includes financial models, reports, and analyses created specifically for you.
Finsight retains ownership of all methodologies, frameworks, templates, and proprietary processes used to create work product. Generic frameworks and templates used across multiple clients remain the property of Finsight.
You may not resell, sublicense, or distribute our work product to third parties without our written consent.
7. Confidentiality
We treat all information you share with us — including business plans, financial data, customer information, and strategic plans — as confidential. We will not disclose your confidential information to third parties except as required by law or with your written consent.
In return, you agree to treat any proprietary methodologies, frameworks, or processes we share with you as confidential.
8. Limitation of Liability
To the maximum extent permitted by applicable law, Finsight's total liability to you for any claims arising out of or related to our services shall not exceed the total fees paid by you in the three (3) months preceding the claim.
Finsight shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to lost profits, lost revenue, or loss of business opportunity, even if we have been advised of the possibility of such damages.
Our services involve forward-looking analysis and projections. Actual results may differ materially from projections. We make no warranty that our work product will achieve any particular business outcome.
9. Termination
Either party may terminate an engagement by providing 30 days' written notice. For fixed-fee engagements, fees for work completed through the termination date are due and payable. For retainers, the current billing period's fees are non-refundable upon termination.
We reserve the right to suspend or terminate services immediately if you breach these Terms or fail to make payment when due.
10. Website Use
The content on our website — including articles, frameworks, and educational materials — is provided for informational purposes only and does not constitute professional advice. You should not act on website content without seeking independent professional guidance appropriate to your specific situation.
We reserve the right to modify, update, or remove website content at any time without notice.
11. Governing Law & Disputes
These Terms are governed by the laws of the State of Wyoming, United States, without regard to its conflict of law provisions.
Any dispute arising out of or related to these Terms or our services shall be resolved through good-faith negotiation. If negotiation fails, disputes shall be submitted to binding arbitration in accordance with the rules of the American Arbitration Association, with proceedings conducted in Wyoming.
12. Changes to These Terms
We may update these Terms from time to time. We will post the updated Terms on this page with a revised "Last updated" date. Your continued use of our website or services after changes are posted constitutes acceptance of the updated Terms.
13. Contact
Questions about these Terms? Reach us at:
Finsight
Email: team@gofinsight.com
Website: www.gofinsight.com